Alpern Rosenthal Financial Services LLC

About Our Process

At Alpern Rosenthal Financial Services, our professionals offer investment management approaches that vary and are based solely on individual client needs. Our clients include individuals, and family-owned businesses, and corporations. Services our professionals offer include fee-based financial planning, life insurance strategies, tax planning, retirement planning, 401k services, and charitable planning services.

What Can Our Professionals Do For You?

Step 1: Set Objectives
To develop a strategy that is tailored to your unique planning and investment needs, our professionals first identify your current financial situation and objectives, as well as the risk level with which you are comfortable. By taking the time to develop an understanding of your personal situation, our financial professionals can help you determine your return requirements, your time horizon and your risk tolerance. These three things will be the foundation of your financial plan.

Step 2: Develop a Strategy
The correct asset allocation strategy can provide diversification of your portfolio, while potentially enhancing returns and lowering your overall risk. Based on your particular risk and return objectives, our professionals can help you determine which particular asset classes are appropriate for your portfolio as well as the percentage of the portfolio that each class should comprise. Cash flow, risk mitigation and tax minimization are major considerations.

Step 3: Investment Selection & Evaluation
Alpern Rosenthal's Financial Services professionals will pare down the choices from more than 10,000 mutual funds, plus thousands of annuities, insurance options and individual securities — to those that fit your objectives and strategy. By identifying appropriate options — including ones that could be difficult to discover on your own — and focusing on your objectives, our professionals can save you considerable time and effort.

Step 4: Ongoing Review
Once an investment strategy is implemented, our professionals will conduct a comprehensive periodic review of your investment objectives, your portfolio’s performance and your overall progress toward meeting your goals.


Disclaimer 

Alpern Rosenthal is not affiliated with or endorsed by LPL Financial.

No information on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of each jurisdiction. The LPL Financial Registered Representatives associated with this site may only discuss securities or transact business with persons who are residents of, but not limited to, AL, CA, CO, FL, GA, IL, KY, MA, MD, MI, NC, OH, PA, TX, VA.

If your state of residence is not listed, please locate an LPL Financial Registered Representative in your state of residence by accessing www.lpl.com or calling 1.800.877.7210. Securities, financial planning and advisory services offered through LPL Financial, a Registered Investment Advisor Member of the Financial Industry Regulatory Authority (FINRA) / Securities Investor Protection Corporation (SIPC).

 
 
 
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